One Credit Card is a co-branded credit card issued by Scheduled commercial Banks/Financial Institutions in partnership with M/s OneConsumer Services Private Limited. The issuing Banks/Financial Institutions are BOBCARD, CSB Bank, Federal Bank, SBM Bank, South Indian Bank and Indian Bank.
One Credit Card is India’s best and smartest metal credit card, re-imagined for the mobile generation. It is an internationally valid credit card enabled by VISA, MasterCard and RuPay card networks and managed by FPL Technologies Pvt. Ltd.
- Lifetime-free credit card with no joining and annual fees
- Control all aspects of your card from the powerful OneCard App
- Among the lowest forex fees in the market @ just 1%
- Get 5X rewards on your Top 2 spend categories each month
- Instant issue and redemption of points from the app
- No redemption fees or minimum threshold to redeem points
- Get fractional points on spends - no rounding off and losing out
Since launch, we have been adding new cities at a rapid pace, and from 3 cities in February 2020, we are now offering One Credit Card to residents of 66 cities .
Download the OneCard app from the Play Store or App Store and proceed to apply for One Credit Card. The entire process takes less than 5 minutes.
Yes, the One Credit Card is a contactless card. It means you can tap your card at a terminal to pay for transactions up to Rs. 5,000 without having to input the PIN. Currently this limit is applicable only in India and on those terminals which accept contactless payments.
In addition to your metal One Credit Card, there is a virtual rendition of the same card available for you in the OneCard App. This card is also a VISA/MasterCard/RuPay powered credit card so you can use it for any online or app-based transactions or purchases. The security parameters are set as per industry standards.
You will need to go through a verification process in order to change to your registered email address with One Credit Card. You can connect with us via the Help section in your OneCard app if you wish to proceed with the same.
If your One Credit Card is misplaced, you can lock it temporarily from the OneCard app. Once you find it, you can also reactivate it from the app.
In case your mobile phone or One Credit Card is lost or stolen, please report the theft to the police by lodging a First Information Report (FIR), and share a copy of that with us when requested. You should also let us know about this via email on help@getonecard.app