Top Tips to Leverage Credit Cards For Health and Wellness.

In today’s fast-paced world, where our hectic lifestyles make it too easy to neglect health, the age-old saying “health is wealth” rings truer than ever. Yet, maintaining a healthy lifestyle can become expensive, with gym memberships, wellness products, and medical bills quickly adding up. But what if there was a way to turn your everyday spending habits into an investment for your well-being? This is where credit cards come into play, offering a treasure trunk of overlooked benefits designed to help you prioritise your health. From fitness discounts and insurance coverage to flexible payment options for medical expenses, your credit card can be a powerful ally on your journey to better health and wellness. Let’s dive in and explore the hidden benefits of credit cards for health and wellness expenses, empowering you to feel your best while making the most of your finances.

How to Use Credit Card for Health and Wellness

Utilising your credit card for health and wellness offers numerous benefits that promote a healthier lifestyle. Here’s how you can make the most of these advantages:

1. Manage Medical Bills with EMI

Healthcare expenses can sometimes feel insurmountable. But with a credit card offering health and wellness benefits, you can convert those hefty bills into bite-sized monthly instalments. It allows you to breathe easy and tackle that mountain one step at a time. This feature not only eases financial strain but also ensures access to quality healthcare without worrying about the upfront cost. Moreover, credit cards can help you take preventive measures like investing in health insurance, even if the premiums seem sky-high. Credit cards offer a grace period of 40 to 50 days and the opportunity to transform insurance payments into manageable monthly instalments.

2. Quick Loans for Emergency

In times of urgent health needs, a credit card loan is a quick way to pay for medical emergencies, as there is no time to wait for a traditional loan approval to come through. Accessing funds quickly during an emergency can ensure timely medical attention and treatment without worrying about financial constraints. For instance, One Credit Card provides personalised loan offers of up to ₹5,00,000 with instant disbursal and no documentation requirements.

Also Read: Credit Card Loan - What is It & How to Apply Loan on Credit Card?

3. Discount on Healthcare Expenses

Your credit card can help make essential health products and services more affordable. Many credit cards provide exclusive offers on medical purchases, allowing you to save money on essential health products and services. For example, with One Credit Card, you get a minimum of 20% valueback on your healthcare expenses*. Using benefits on medicines, pharmaceuticals, and other healthcare expenses makes it easier to maintain your well-being without breaking the bank.

4. Discount on Gym Memberships

Maintaining an active lifestyle is essential for overall wellness, and joining a gym is a popular way to do so. With your credit card, explore partnerships between your card issuer and healthcare providers, gyms, or wellness centres. Discover exclusive discounts and benefits, such as One Credit Card’s 15% discount on Anytime Fitness memberships. With such offers, you can invest in physical health and savour the sweet taste of financial savings.

Tips For Maximising Health Benefits With Your Credit Card

Now that you know how you can use credit cards for health and wellness, make the most of your credit card with these smart tips:

1. Find Special Deals

Look for partnerships between credit card companies and health-related businesses. You could enjoy awesome discounts and benefits!

2. Explore Partnerships

Many credit card companies partner with specific retailers, service providers, or healthcare institutions to offer exclusive discounts or perks. Explore these partnerships to find the best deals and maximise your health benefits.

3. Stay Updated

Periodically review your credit card offers to stay updated with any changes or new benefits related to health and wellness. This will help you stay informed and fully utilise your card’s offerings.

4. Use Rewards Wisely

Redeem those hard-earned reward points or cashback for health-focused purchases like fitness equipment, wellness retreats, or medical services. Use your credit card’s health and wellness perks wisely and give your well-being the boost it deserves.

Also Read: How to Maximise Your Credit Card Reward Points

Turn everyday expenses into powerful investments for your well-being by harnessing the full potential of your credit card. Use features like EMI options for medical bills, healthcare discounts, and gym membership perks to take charge of your health. Balancing physical wellness and financial stability is the secret sauce to a satisfying life. So, exercise your right to a happier, healthier you by using credit cards for health and wellness.

*Offers are subject to change at any time without notice. Terms and conditions apply.