Enjoy exciting offers, cashbacks, and reward points with a lifetime free credit card: One Credit Card.
One Credit Card does not charge any joining fees or annual fees. It’s a lifetime free credit card that
offers unique features such as offers around you, 5X rewards multiplier, Easy EMIs which make your
credit card experience rewarding.
Get Credit Card
One Credit Card comes with a free 16 gram metal card which can be fully controlled by the powerful OneCard app.
Unlike other premium credit cards that charge you a yearly fee to keep your credit card active, One Credit Card is free for lifetime.
One Credit Card offers a 5X rewards multiplier which boosts your reward points on the top two spending categories*
You can check out offers and discounts on the go using the OneCard app. The offers can range from grocery stores, entertainment, to pharmacy and more.
One Credit Card offers a 100% fuel surcharge waiver up to ₹400 per month. It’s a great add-on for a lifetime free credit card.
There could be assortment of benefits offered on your lifetime free credit card, such as dining discounts, free movie tickets, cashback on online shopping, etc.
Eligibility criteria & Documentation of Zero Annual Fee Credit Cards
Thinking of applying for a lifetime free One Credit Card? Check out the criteria as well as the documentation process here. Generally, eligibility for a no-fee credit card includes factors such as age, annual income, and credit score of an individual. Here are the eligibility and documentation requirements for One Credit Card:
Age
You must be between 18-60 years of age to be eligible for the lifetime free One Credit Card.
Credit Score
A credit score of 750 or above is needed for One Credit Card, but you can still apply for the FD-backed credit card.
Location
The metal One Credit Card is served in 67+ locations across India, and FD-backed One Credit Card is served in 100+ locations.
Documentation Required for One Credit Card
One Credit Card offers a paperless onboarding process. You can complete the application on the OneCard app with the following documents:
Proof of identity
Keep your original Aadhar card and PAN card handy, and ensure that they are linked to that they are linked to your mobile number, in order to be compliant with the RBI guidelines.
Proof of Address
Any document with your name and residential address, such as a utility bill, lease agreement, Aadhaar card, passport, voter ID card, etc., is accepted.
Now that you know all about lifetime free credit cards, it is time to apply for one.
Here’s how you can apply for the One Credit Card:
Click on the Apply Now.
Follow the on-screen instructions
Upload the required documents
Complete your online KYC and click on Submit