Applying for a Metal Credit Card

Looking for a metal credit card with a premium look and an easy-to-use app? Your search stops at One Credit Card. It’s India’s free, premium metal credit card that has great offers, advanced app controls, and unique features . Apply now for instant virtual credit card access with a 100% digital application and get your metal card delivered home. 

Say goodbye to complicated paperwork and hidden fees—One Credit Card gives you complete control over all aspects of your card via the OneCard app.

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One Credit Card: Features and Benefits
One Credit Card offers an array of features and benefits designed for both everyday spends and special occasions. 

Lifetime free:

Pay zero annual fees to get the lifetime free credit card.

Smart mobile app:

Manage your spends on-the-go with the intuitive app.

Digital onboarding:

Enjoy a hassle-free online credit card application process.

Metal card

Experience premium metal credit card crafted for durability and style.

Offers on top brands

Unlock exclusive deals and discounts on leading brands.

Rewards on every spend

Points are credited instantly and never expire.

Eligibility criteria for one credit card

Before you apply for One Credit Card there is certain eligibility criteria to get a FD-backed credit cards that you must meet such as age, annual income and credit score, familiarise yourself with these eligibility requirements to increase your approval chances and protect your credit score. Ensure that you are present at your permanent address while applying through the OneCard App. If you are travelling, complete your application when you are back home.

Age

The minimum credit card age limit for One Credit Card is 18 years. The maximum age limit for One Credit Card is 60 years.

Credit Score

A credit score above 750 increases your chances of getting a metal One Credit Card. For FD-backed credit cards, you don't need a credit score.

Location

The metal One Credit Card is served in 67+ locations across India, and FD-backed One Credit Card is served in 100+ locations.

How to Apply for One Credit Card Online

With new-age credit cards like One Credit Card, you can skip the hassle of documentation and the queue for approvals with 100% digital onboarding.

Here are the steps you need to take to apply for a One Credit Card:

Start by clicking on Apply Now

Follow the on-screen instructions

Upload the required documents

Complete your online KYC and click on ‘Submit’

Dos and Don'ts for Credit Cards
Here are a few dos and don'ts you should follow to make the most out of your credit cards without having to worry about interest rate or penalty fee.
Dos:
Pay your credit card bills on time
Keep track of your spending and regularly review your credit card statements
Take advantage of rewards and cashback offers to maximise the benefits
Notify your card issuer immediately if your card is lost or stolen
Don'ts:
Don't max out your credit card limit
Don't share your credit card information with anyone
Use cash advances only in emergencies
Don't apply for multiple credit cards within a short period of time

Frequently Asked Questions

Can I use One Credit Card for international transactions?
How can I set my credit card limit?
What should I do when my credit card is lost?
What does my credit score need to be to get One Credit Card?
Can we use a credit card at an ATM?